Direct Primary Care covers your day-to-day health. Sedera Medical Cost Share helps with the big, unexpected expenses like hospital stays, surgeries and ER visits. Together, they're a simpler, more affordable alternative to traditional health insurance for many individuals, families and small businesses.
Medical cost sharing is a community of members who contribute monthly to share each other's large medical expenses. It isn't insurance. It's a transparent, member-driven way to handle big bills.
Get unlimited primary care, same-day access and direct contact with Melissa for one flat monthly fee.
Choose a Sedera membership level and make a monthly contribution to the sharing community.
For a large medical event, you pay an initial amount you chose when you enrolled.
Eligible costs above that amount are shared by the Sedera community, according to its guidelines.
DPC and Sedera each do what they do best, so you're covered for the everyday and the unexpected.
We recommend Sedera because it pairs naturally with Direct Primary Care. Your Myriad membership handles routine care, so Sedera can focus on the big events.
This combination isn't right for everyone. People with complex, high-cost ongoing medical needs may be better served by traditional insurance. We're happy to talk through your situation.
For many people, DPC plus Sedera costs less each month than a traditional insurance premium.
See the doctors and facilities you choose, without narrow networks.
Members share costs openly within the community, a more human approach than traditional coverage.
Whether you're self-employed, raising a family or offering benefits to a small team, this combination is worth exploring.
| Myriad DPC + Sedera | Traditional Insurance | |
|---|---|---|
| Primary care visits | ✓ Unlimited, $0 co-pays | Co-pays or deductible apply |
| Getting an appointment | ✓ Same or next day | Often weeks |
| Choice of providers | ✓ No network restrictions | Limited to network |
| Large medical events | ✓ Shared by the Sedera community | You pay your deductible, then a percentage until you hit your out-of-pocket max |
| Monthly cost | ✓ Often lower combined | Often higher premiums |
| Is it insurance? | No, it's medical cost sharing | Yes |
No. Sedera is a medical cost-sharing community, not an insurance company. Members share eligible large medical expenses with each other according to Sedera's membership guidelines.
No. Myriad DPC membership stands on its own. Sedera is an option for patients who want help with large, unexpected medical costs.
Sedera has specific guidelines for pre-existing conditions, which may limit sharing for those conditions, especially early in membership. Review Sedera's guidelines before enrolling, or ask us and we'll help you find the details.
Yes. Many small businesses pair our employer DPC plan with medical cost share. See our employer plans →
Click any "Enroll in Sedera" button on this page to start your enrollment. If you have questions first, schedule a free discovery call and we'll walk you through it.
Enroll in Sedera today, or talk with our team about whether DPC + medical cost share is right for you.
Or call us: 941-202-4102
Sedera is a medical cost-sharing community and is not insurance. Sharing of medical expenses is not guaranteed and is subject to Sedera's membership guidelines. Myriad Healthcare is an independent Sedera affiliate and may receive compensation for enrollments. Direct Primary Care is not insurance and does not cover hospitalization, specialist care or emergency services.